Freedom Phase at S&P Fingrow
Secure Tomorrow. Strategize Today.
Live your golden years stress-free.
Whether you're planning for a peaceful retirement or need a custom financial roadmap for personal or business goals—we help you take control with expert, flexible strategies.We help you build a retirement corpus that keeps up with inflation, medical costs, and lifestyle needs—ensuring you maintain financial freedom, even after your income stops.
WHY FREEDOM PHASE PLANNING MATTERS?
Because a stress-free retirement starts with a well-planned today.
Retirement Gap Is Real.
Most individuals underestimate post-retirement needs.
68% fall short without a structured retirement plan
Inflation Shrinks Savings
Rising costs erode future purchasing power.
Value of money drops 50% every 10 years at 6–7% inflation
Personalized Plans = Better Outcomes.
Custom strategies tailored to your lifestyle and goals work better.
80% success rate with personalized financial planning
Peace of Mind Comes With Clarity.
Knowing your financial future is secure reduces stress.
Up to 90% lower long-term anxiety with proactive planning
S&P Fingrow Services
Our Suite of services for all your EduWealth Plannings
Goal-Based Planning
Every milestone deserves a mapped strategy.
Create custom financial roadmaps aligned with your life goals—education, retirement, property, or legacy.
- Personalized plans for life events like marriage, home, education, retirement
- Timelines synced to your financial targets
- Progress tracking and periodic plan review
- Prioritized investment focus for high-impact goals
Flexible Investments
Invest your way—smart, secure, and flexible.
Diversify across mutual funds, FDs, bonds, ULIPs, and more to suit your liquidity, return, and safety needs.
- Choose from debt, equity, hybrid, and fixed-income products
- Adjustable plans for risk level, tenure, and liquidity
- Seamless rebalancing based on market shifts or life changes
- Handpicked instruments vetted for your profile
Tax Optimization
Pay less, save more—legally and smartly.
Use tax laws to your advantage with smart planning under 80C, 80D, capital gains, HRA, and more.
- Maximize deductions under Sections 80C, 80D, and 24(b)
- Efficient HRA and capital gains planning
- Tailored portfolio with post-tax returns in mind
- Annual tax review to plug leaks and boost savings
Risk-Adjusted Portfolio Mix
Invest with confidence, not guesswork.
Align your investment strategy with your risk appetite and market dynamics for consistent long-term results.
- Risk profiling to match emotional and financial comfort
- Balanced allocation across volatile and stable assets
- Regular risk-adjustment with age and income changes
- Performance-focused mix with downside protection
ASSOCIATIONS
Our Growth Partners
What Our Clients Are Saying
“ Our clients highlight the ease of working with S&P FinGrow, the clarity of our communication, and our effective, data-driven strategies for financial success.’”
Sheldon Jackson
Shop Store Owner
Sheldon Jackson
FeatherDev
Alberta Moore
GreenGrow
Lana Bogisich
UVW Company
LETs CONNECT
Work With Us
Ready to start your wealth creation journey? Our expert advisors are here to help you achieve your financial goals.